.hub-top{position:sticky;top:0;z-index:50}
.hub-top .nav{gap:16px;flex-wrap:wrap}
.hub-links{gap:22px}
.hub-links a[aria-current]{color:#fff;box-shadow:inset 0 -2px 0 var(--orange)}
.hub-login{margin-left:0}
.hub-cta{white-space:nowrap}
@media (max-width:820px){.hub-links{display:flex;order:3;width:100%;margin:0;gap:14px;overflow-x:auto}.hub-links a{font-size:15px;padding:6px 0}.hub-login{display:none}.hub-cta{margin-left:auto}}
.hub-hero{background:var(--navy);color:#fff;padding:72px 0 64px}
.hub-hero h1{font-family:var(--font-head);font-weight:700;font-size:clamp(44px,5.6vw,80px);line-height:1;margin:0 0 18px;text-transform:uppercase}
.hub-hero h1 em{color:var(--orange);font-style:normal}
.hub-hero p{font-size:20px;max-width:640px;color:rgba(255,255,255,.88)}
.hub-hero .btns{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}
.hub-hero .btn-ghost{color:#fff}
.hub-steps{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px;padding:0;list-style:none;font-weight:600}
.hub-steps li{background:rgba(255,255,255,.08);padding:6px 12px;border-radius:999px}
.hub-steps b{color:var(--orange)}
.hub-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:20px;padding:56px 0}
.hub-card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:24px;display:flex;flex-direction:column;gap:10px}
.hub-card.feat{border:2px solid var(--orange);background:var(--feat-tint)}
.hub-card h2{font-family:var(--font-head);font-size:30px;margin:0;color:var(--navy);text-transform:uppercase}
.hub-card p{margin:0;color:var(--text)}
.hub-card .more{margin-top:auto;font-weight:600}
.hub-card .back{font-size:15px;color:var(--muted)}
.hub-card a{color:var(--orange-ink)}
.cta-box{background:var(--feat-tint);border:2px solid var(--orange);border-radius:10px;padding:20px 22px;margin:28px 0}
.cta-box .cta-h{font-family:var(--font-head);font-size:26px;font-weight:700;color:var(--navy);margin:0 0 6px;text-transform:uppercase}
.cta-box p{margin:0 0 10px}.cta-box .btn{color:#fff;text-decoration:none}
.cta-sub{margin-left:10px;font-weight:600;color:var(--orange-ink)}
.blog-wrap{max-width:760px;margin:0 auto;padding:48px 20px}
.blog-wrap h1{font-family:var(--font-head);font-size:clamp(36px,4.4vw,56px);line-height:1.05;color:var(--navy);margin:0 0 10px}
.blog-meta{color:var(--muted);font-size:15px;margin-bottom:24px}
.post-body{font-size:18px;line-height:1.65;color:var(--text)}
.post-body img{max-width:100%;height:auto}
.post-body h2,.post-body h3{font-family:var(--font-head);color:var(--navy)}
.post-body table{border-collapse:collapse;width:100%;display:block;overflow-x:auto}
.post-body td,.post-body th{border:1px solid var(--line);padding:6px 8px}
.post-body a{color:var(--orange-ink)}
.post-list{list-style:none;padding:0;margin:0}
.post-list li{border-bottom:1px solid var(--line);padding:22px 0}
.post-list h2{font-family:var(--font-head);font-size:28px;margin:0 0 4px}
.post-list h2 a{color:var(--navy);text-decoration:none}
.post-list p{margin:6px 0 0;color:var(--text)}
.orig{font-size:14px;color:var(--muted);margin-top:30px}
.anchor{display:block;position:relative;top:-90px}[id]{scroll-margin-top:90px}
.hub-card a.btn{color:#fff;text-decoration:none;text-align:center}
.fees,.policy{margin:36px 0}
.fees h3,.policy h3{font-family:var(--font-head);font-size:30px;color:var(--navy);margin:0 0 8px;text-transform:uppercase}
.fees-t{min-width:720px}.fees-t td,.fees-t th{width:auto!important;text-align:left;vertical-align:top}
.fees-t a{color:var(--orange-ink)}
.policy .tag{font-size:13px;vertical-align:middle;margin-left:8px}
.info-only{color:var(--navy)}
.res-info{margin:12px 0;padding:8px 12px;border-left:4px solid var(--orange);background:var(--feat-tint)}
@media print{.res-info{background:none;border-left:3px solid #000}}
.tool-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px;margin-top:24px}
.tool-card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:22px;display:flex;flex-direction:column;gap:8px}
.tool-card h3{font-family:var(--font-head);font-size:26px;margin:0;color:var(--navy);text-transform:uppercase}
.tool-card p{margin:0}
.tool-card input[type=email],.tool-card input[type=text],.tool-card input[type=tel],.tool-card select,.rp-form input{width:100%;padding:10px 12px;border:1px solid var(--field);border-radius:6px;font:inherit}
.tool-card .consent{margin:6px 0}
.rm-opts{border:0;padding:0;margin:4px 0;display:grid;gap:4px}.rm-opts legend{font-weight:600;margin-bottom:4px}
.cap-msg{font-weight:600;color:var(--navy);min-height:1.2em}.cap-msg .btn{color:#fff;margin-right:8px}
.rp-form{margin-top:18px;padding:16px;border:2px solid var(--orange);border-radius:10px;background:var(--feat-tint);display:grid;gap:8px}
.rp-form .wl-row{display:flex;gap:10px}
.exit-pop{position:fixed;inset:0;background:rgba(15,28,46,.6);display:flex;align-items:center;justify-content:center;z-index:100}
.exit-box{background:#fff;border-top:6px solid var(--orange);border-radius:10px;padding:28px;max-width:440px;position:relative}
.exit-box .exit-h{font-family:var(--font-head);font-size:32px;font-weight:700;color:var(--navy);margin:0 0 8px;text-transform:uppercase}
.exit-box .btn{color:#fff;margin-top:10px}
.exit-x{position:absolute;top:8px;right:12px;border:0;background:none;font-size:28px;cursor:pointer;color:var(--muted)}
@media print{.rp-form,.exit-pop{display:none!important}}
.pay-row{display:grid;gap:10px;margin-top:16px}
.pay-row .btn,.pay-tr .btn{color:#fff;text-decoration:none;text-align:center}
.pay-tr .btn-ghost{color:var(--navy);border-color:var(--navy)}
.btn-sm{padding:8px 12px;font-size:14px;display:inline-block;margin:2px 0}
.pay-note{font-size:14px;margin:10px 0 0;color:inherit;opacity:.9}.pay-note a{color:var(--orange);font-weight:600;text-decoration:underline}
.plan:not(.plan-feat) .pay-note a{color:var(--orange-ink)}
.paid-panel{background:#E9F6EE;border-bottom:4px solid #1E7B45;padding:28px 0}
.paid-box{position:relative}.paid-box h2{font-family:var(--font-head);font-size:40px;margin:0 0 8px;color:var(--navy);text-transform:uppercase}
.paid-box ul{margin:6px 0 0;padding-left:20px}.paid-box a{color:var(--orange-ink);font-weight:600}
.paid-x{position:absolute;top:0;right:20px;border:0;background:none;font-size:32px;cursor:pointer;color:var(--navy)}
/* ---- Simplified look (Oct 11) ---- */
.sec{padding-top:88px;padding-bottom:88px}
.hub-hero{padding:96px 0 88px}.hub-hero p{font-size:19px}
.hub-steps li{background:transparent;border:1px solid rgba(255,255,255,.18)}
.hub-cards{gap:24px;padding:72px 0 88px}
.hub-card,.tool-card{border:1px solid var(--line);border-radius:10px;background:#fff;padding:28px;box-shadow:none}
.hub-card .back{margin-top:4px}
.how-by{margin-top:28px;color:rgba(255,255,255,.8)}
.fold{margin-top:32px;border-top:1px solid var(--line);padding-top:16px}
.fold>summary{cursor:pointer;font-weight:600;color:var(--navy);font-size:18px;list-style:none;padding:6px 0}
.fold>summary::-webkit-details-marker{display:none}
.fold>summary::after{content:" +";color:var(--orange)}.fold[open]>summary::after{content:" –"}
.fold .included{margin-top:16px}
.fee-note{margin:28px 0 0;max-width:760px}
.fees,.policy{margin:28px 0}
.policy .ck li{font-size:15px}
.tools .tool-grid{grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px}
.tools .tool-card h3,.hub-card h2{font-size:24px}
.wrap.narrow{max-width:560px}
#contact .tool-card{padding:28px}
.cta-slim{border-left:3px solid var(--orange);padding:6px 0 6px 14px;margin:24px 0;font-size:17px}
.cta-slim a{font-weight:600}
.cta-box{background:#fff;border:1px solid var(--line);border-left:4px solid var(--orange)}
.exit-box{max-width:340px;padding:20px 22px}.exit-box .exit-h{font-size:24px}.exit-box p{font-size:15px;margin:0}
.paid-panel{background:#F6F4EF;border-bottom:3px solid var(--orange)}
.tag{box-shadow:none}
@media (max-width:820px){.sec{padding-top:64px;padding-bottom:64px}.hub-hero{padding:64px 0}}
.bio{display:flex;gap:16px;align-items:center;margin-top:32px;max-width:720px}
.bio img{width:72px;height:72px;border-radius:50%;object-fit:cover;flex:none;border:2px solid rgba(255,255,255,.25)}
.bio p{margin:0;color:rgba(255,255,255,.85)}
/* keep the exit popup clear of the bottom-right chat bubble */
.exit-pop{align-items:flex-start;padding-top:12vh}
.exit-box{margin-right:0}
@media print{iframe[title*="chat" i],#tawkchat-container{display:none!important}}
.intake fieldset{border:1px solid var(--line);border-radius:10px;padding:18px 20px;margin:0 0 18px}
.intake legend{font-weight:700;color:var(--navy);padding:0 6px}
.intake .field{margin-bottom:12px}.intake label{display:block;font-weight:600;margin-bottom:4px}
.intake input[type=text],.intake input[type=email],.intake input[type=tel],.intake input[type=number],.intake input:not([type]),.intake select,.intake textarea{width:100%;padding:10px 12px;border:1px solid var(--field);border-radius:6px;font:inherit}
.radio-row,.check-cols{display:grid;gap:6px}.check-cols{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.radio-row label,.check-cols label{font-weight:400;display:flex;gap:8px;align-items:flex-start}
.doc-t{width:100%;border-collapse:collapse;margin:8px 0 24px;font-size:15px}.doc-t th,.doc-t td{border:1px solid var(--line);padding:8px;text-align:left;vertical-align:top}
.doc-t .box{width:24px;font-size:18px}.doc-t .src{width:56px}.srcs{font-size:14px;word-break:break-all}
@media print{.hub-top,.foot,.noprint,#tawkchat-container{display:none!important}.doc-t{font-size:11px}}
.hub-tel{display:inline-flex;align-items:center;gap:6px;color:rgba(255,255,255,.9);text-decoration:none;font-weight:600;font-size:15px;white-space:nowrap}
.hub-tel:hover{color:#fff}
@media (max-width:820px){.hub-tel span{display:none}.hub-tel{padding:8px;margin-left:auto}.hub-tel+.hub-login+.hub-cta,.hub-cta{margin-left:0}}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.paid-upsell{margin-top:18px;padding-top:14px;border-top:1px solid #e5e1d8;display:flex;flex-wrap:wrap;gap:8px;align-items:center}
.paid-upsell p{flex-basis:100%;margin:0}.paid-upsell input[type=email]{flex:1 1 220px;padding:10px;border:1px solid #cfc9bd;border-radius:6px}